BAY-Pay is a home ownership scheme or concept with utmost flexibility. We at SSA Realties Limited appreciates the challenges involve in your home ownership aspiration. We have developed BAY-Pay to give you opportunity to construct your home within your budget, at your desired pace, in our estates (The Nest or Pines), to your taste without the headache of dealing with artisan.

With as low as N80,000 deposit any interested person can join the scheme. For people with adequate fund, a deposit of 20% of the cost of desired house will suffice.

Our prices are moderate going by the composite services we are rendering (Design, Build and Sustainably Manage- DBSM). Ours are not houses that you need to be changing locks, doors and other aspects of the building to be able to live in the house. The whole estate comes with Nature Park and other recreational facilities that make living in it an utmost delight.

The materials that will be used includes strong security doors for the entrances, long-span aluminium roofing sheet for roofs, sandcrete blocks are being moulded on site to guarantee standard quality and the windows are made of aluminium sliding type amongst others.

With the current trend of population explosion in Lagos and its environs, it will not be an understatement to say that by the time of delivering keys to the owners, the values of the buildings would have doubled. This means 100% appreciation in investment. In addition, human activities along the axis is bound to increase by the virtue of the number of people and allied services that will be involved in the construction as the road expansion project commences next year by Bicourtney Consortium.

Our estate is free from every known encumbrances, is a gated community with verifiable Certificate of Occupancy.

Other benefits of BAY-Pay include flexible payment plan, guaranteed security, the headache of monitoring construction is completely removed, free building plan approval to our client, appreciation of about 100% within a short period. Our houses are affordable with good state of the art landscaping, support services like shopping arcade, schools, fuel station, and helipad.

Within the next 12 months, our estate will be made habitable for our client with basic necessities to start with.

Yes, but after the plan has been appropriately checked by SSA Realties Design Unit to be sure that it meets our standard requirement as provided for in the estate covenant. This is for effective development control.

After the payment of the initial deposit you are expected to pay the balance monthly, default in fulfilling your obligation as agreed will make your house price susceptible to prevailing rate which can result in increase of the building cost.

We are people of integrity and the directors are reputable individuals. Aside, prototype homes are already being constructed; they are proof of our commitment.

Yes. We are competent architects and engineer to develop building on other sites apart from our estates once the number/size of the buildings is economically viable in our estimation.